Merchant Services

 Establishing a merchant account with Harbortouch is easy. Take advantage of our free equipment offerings, or use your existing equipment, and receive competitive processing rates.

With Harbortouch Payments, you can accept Visa, MasterCard, Discover® Network, American Express, Diners Club, JCB, debit and EBT cards. If you are already processing credit and debit card payments, we can perform a rate review to ensure that you receive the best rates available. 

Every Harbortouch merchant has access to Lighthouse Business Management System, our online tool that allows you to manage your entire POS system from wherever you are. Lighthouse BMS provides robust reporting, customer engagement tools, social media management, and much more!  You also have access to Marketplace, which features a wide range of third-party apps that can integrate directly into your POS system including DoorDash, QuickBooks and many more!

Check Guarantee enables you to avoid bounced checks and bank fees as a result of accepting nonsufficient funds (NSF) checks. Our advanced check guarantee system will scan customers’ checks against our database of negative check writers and alert you to negative and NSF check risks.  With check conversion, checks will automatically be deposited in your bank account, eliminating the need to make trips to the bank.

Harbortouch offers 50 free customized, full color cards and a 60-day free trial to all of our merchants. We offer a variety of card options to best suit your specific needs. Choose from a broad selection of professionally designed card templates or produce your own cards with custom artwork and images.  A simple and intuitive online interface allows you to easily select a template or upload your own image and then customize the cards according to your unique business requirements.

A business cash advance enables you to generate the working capital you need without having to negotiate with a bank or worry about long-term credit card interest. Instead, you may qualify for a cash advance of up to $1,000,000 by leveraging an asset you probably have not thought of utilizing: your future credit card receivables.  A business cash advance is an excellent and often overlooked source of short-term financing that you can take advantage of through Harbortouch.

Harbortouch offers a comprehensive ATM solution. Our services include equipment, installation, cash replenishment and processing. Placing an ATM at your business location is a proven way to increase foot traffic while generating additional revenue from ATM surcharges.